Dental Coverage for You and Your Family
Cadence Petroleum Group offers two dental plans to help keep your smile healthy. Learn what they cover, how to find a dentist and how to enroll.
Two Plans to Choose From
November 9, 2026 – November 20, 2026
You can pick between the Delta Core Plan and the Delta Buy Up Plan. As the names suggest, the Core Plan is the base option, and the Buy Up Plan generally adds more coverage.
Dental plans usually group care into types, such as preventive care (cleanings and checkups), basic care (like fillings) and major care (like crowns). To see exactly what each plan covers and what you pay, open the plan summaries in the Document Library or read the Benefits Guide.
Finding a Dentist
Seeing an in-network dentist usually helps you pay less. In-network means the dentist has agreed to set prices with the plan.
To check, use the dental carrier's online provider search or call your dentist's office and ask if they take your plan. Contact details for the carrier are in your plan summary in the Document Library.
How to Enroll
You enroll in dental coverage through Employee Navigator, our online enrollment platform. New employees must enroll within 14 days of their date of hire. If you miss that window, you will have only the plans Cadence fully pays for, such as Basic Life and AD&D.
You can also make changes during open enrollment each year. If you have a qualifying life event, such as marriage, divorce, birth or adoption, you have 30 days to change your elections. Tell Human Resources right away.
Dental Plan Questions
What is the difference between the Core Plan and the Buy Up Plan?
The Core Plan is the base option, and the Buy Up Plan generally offers more coverage. Compare the two plan summaries in the Document Library to see what each one covers and costs.
Can I cover my spouse and children on a dental plan?
Most employer dental plans let you add eligible family members. Check the Benefits Guide for who you can cover and the cost for each coverage level.
Do I have to use an in-network dentist?
Rules for out-of-network care differ by plan. In-network dentists usually cost you less. Your plan summary explains how out-of-network visits are covered.
Can I switch dental plans in the middle of the year?
Usually only if you have a qualifying life event, such as marriage, divorce, birth or adoption. You then have 30 days to make changes. Otherwise, you can switch during open enrollment each year.
Where can I get help with my dental questions?
Start with the Benefits Guide and the plan summaries in the Document Library. You can also ask our AI benefits assistant or contact Human Resources.
Ready to Choose Your Dental Plan?
Log in to Employee Navigator to review your options and enroll. New employees have 14 days from their date of hire to sign up.